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Fire Protection Contractors Insurance

Specialist Insurance Scheme for Fire Protection Contractors 

Insurance for active and passive fire protection contractors providing bespoke coverage specifically for your client. With a wealth of experience in dealing with fire protection risks, our underwriting team understands the intricacies of the sector, which means that you can be assured that you are dealing with a specialist, with solutions specifically tailored for your clients.  

Through Darwin Clayton Partner Brokers, you can access an exclusive fire protection contractor’s insurance scheme, with competitive rates and niche covers including Products Inefficacy (up to the full PL limit), Financial Loss, Fidelity Bonding/Guarantee, Professional Indemnity (up to a £5m LOI), Loss of Keys & Loss of Extinguishment. 

Options are also available for Property, Business Interruption & Terrorism covers. 

The cover is arranged with an “A” rated UK insurer and is on a non-adjustable basis. Discounts are available for risks with favourable claims histories. 

Our product is ideally suited to firms working with BAFE schemes, certified by one of the recognised certification bodies such as the NSI. We have wide acceptance criteria and can cater for risks undertaking the full spectrum of fire protection activities, including installation & maintenance of sprinkler systems, dry/wet risers and gaseous suppression systems. 

Watch our launch video below

Our security insurance cover includes:

Standard Optional
  • Employers Liability – £10,000,000 
  • Public & Products Liability – £5,000,000 
  • Inefficacy and Contractual Liability – £5,000,000 
  • Products Inefficacy – £5,000,000 
  • Loss of Keys and Consequential Loss of Keys – £100,000 
  • Financial Loss – £1,000,000 
  • Fidelity Bonding – £250,000 – £500,000 
  • Fidelity Guarantee – £250,000 – £500,000 
  • Professional Indemnity – £250,000 
  • Crisis Containment – £25,000 
  • Property 
  • Business Interruption 
  • Property Away & in Transit 
  • Equipment Breakdown 
  • Terrorism 
*higher limits are available

Access to an exclusive scheme

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Experienced team of Underwriters

Dedicated Broker Development Manager

What Our Partners Say

“Global Fire Systems have arranged their insurance portfolio via Darwin Clayton since 2020. We find them to be professional and they have demonstrated a deep understanding of our industry. Darwin Clayton provides us with good advice and attentive service we would not hesitate to recommend them as an insurance provider to other contractors working in the Fire Protection sector.  As a business Darwin Clayton have always achieved high levels service when dealing with often time sensitive and complex coverage requests and in doing so always ensured that we as a business and vicariously our clients have the required insurance coverage in place”.  

Gavin Shillingford, General Manager | Global Fire Systems