Award winning insurance solutions for the FM sector

Darwin Clayton have been working with the FM, Cleaning, Security and Mechanical & Electrical sectors for many years. Our award winning FM solution was designed to create a single specialist product to reflect the increased complexities of businesses operating in this sector.

Unique Benefits:

• No proposal form required – Statement of Fact
• Access to an exclusive scheme
• Experienced team of handlers
• Dedicated Account Executive 

Cover Summary:

• Employers Liability - £10,000,000
• Public & Products Liability - £5,000,000 *
  • Including damage to property being cleaned and treatment risks)
• Inefficacy and Contractual Liability - £5,000,000 *
• Products Inefficacy - £5,000,000 *
• Loss of Keys and Consequential Loss of Keys - £100,000 *
• Wrongful Arrest - £5,000,000
• Financial Loss - £1,000,000
• Employee Dishonesty - £250,000 *
• Professional Indemnity - £250,000 *

* higher limits available

Optional Cover:

• Environmental Clean Up Costs - £2,000,000
• Property
• Business interruption
• Money risks
• Terrorism